Please check with your medical insurance company to verify if you have Behavioral or Mental Health, and/or Teletherapy benefits.
If you are covered, ask what the amount of your deductible is and if it has been met for the year.
Some employers offer a Health Savings Account. You may need to notify your HSA coordinator so they can add me to their provider list. Sometimes I am unable to charge HSA cards because I am not specifically listed even though I am on their insurance panel.
Some insurance companies cover out-of-network mental health provider services. Please verify if yours does and inquire about any limits to the number of sessions, how much of each session cost is covered, and what your copay is? I will happily supply you with a receipt if you need one for your insurance company.
Also, if you choose to use your insurance for mental health services, your insurance may require a primary care physician to approve your seeing a mental health therapist. If this is required, please contact your doctor and have them notify your insurance of the need to seek the services of a counseling mental health professional.
Upon request, I will provide you with a receipt that you may be able to submit to your insurance company for reimbursement. Reimbursement is dependent on your insurance provider’s policies. I do not guarantee that you will be reimbursed for any portion of or all session fees. Reimbursement, or lack thereof, pertains to mental health, and substance abuse.
And finally, some people prefer not to use insurance because they feel that their mental health records are so personal that they don’t want them documented with their insurance company. I understand and am willing to respect your wishes as long as there are no safety issues of risk of harm to self or others. Please do not inform me that you have insurance if you intend to not use it. If you inform me that you have an insurance that I accept, I have to use your insurance per my contracted agreement with the insurance provider. I am always open to having an honest discussion about your concerns.
Thank you for taking the time to read through all of this important insurance information.